4 personal finance moves to make before you’re 30

first_img40$97,000 Raise your credit scoreLoans are a part of life. Building and maintaining a good credit score can have a dramatic impact on your quality of life now and in the future when you’re considering applying for a loan or even a credit card.Read some good personal finance booksIn all things, the more you know, the better off you are. Here are a couple personal finance books to consider:Unshakeable by Tony RobbinsHow to make your money last by Jane Bryant QuinnThe Truth About Your Future: The Money Guide You Need Now, Later, and Much Later by Ric Edelman 35$137,000 45$69,000 25$269,000 If You Contribute $18,000 to Your 401(k) at Age…Here’s What You’ll Have by Age 65 (Assumes a 7% Average Annual Return) 79SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robbie Young Robbie is the Associate Publisher at CUInsight.com. As Associate Publisher, Robbie works with professionals throughout the credit union industry to find new and innovative ways to spread their message … Web: www.cuinsight.com Details 30$192,000 Master the art of automatingSaving is easy if you don’t have to think about it. Automatically sending a chunk of cash to your savings every month means you are paying yourself first.Max out your 401kThe more money you put in, the more your money will grow over time. While you have the budget for it, you should add all that you can!last_img read more

Leising meets with EC FCCLA

first_imgIndianapolis, In. — Republican state senator from Oldenburg Jean Leising recently met with students from East Central High School who represent the Family Career Community Leaders of America (FCCLA) and FCCLA advisor Brenda Osman at the Indiana Statehouse.The group discussed Leising’s bill, Senate Bill 129, which would require elementary schools to teach cursive writing.last_img

Rio: Stamp out diving across Europe

first_imgRio Ferdinand insists any move to stamp out diving must extend beyond the Premier League. Manchester United have found themselves at the centre of a storm this week after Ashley Young was booked for initiating contact with Crystal Palace midfielder Kagisho Dikgacoi at Old Trafford on Saturday, before going to ground looking for a spot-kick. The incident, followed by Reading striker Pavel Pogrebnyak’s dismissal against Brighton on Sunday have sparked yet another debate over the issue of diving. “Retrospective viewing and punishments may be the way to go.” United boss David Moyes certainly feels so, even if he thinks referee Jon Moss handled the Young incident correctly. “I can never be sure it won’t happen again,” said Moyes. “I have had a word with him (Young) privately. “I’ve said for many years we should have retrospective video for diving. That would help referees no end. “Moving from Everton to Manchester United doesn’t change my views on that because it is really difficult at times.” Palace chairman Steve Parish has gone even further, claiming diving should be treated in the same harsh manner as preventing goalscoring opportunities. “If preventing a goal-scoring opportunity is a straight red then trying to create one by cheating should be a straight red also,” Parish told BBC Radio 5 Live. “The only player in the incidents that was honest was Kagisho Dikgacoi and he’s sent off and banned for the next match. “Ashley Young’s dive and the appeal before put pressure on the referee to give a subsequent penalty that was certainly outside the area and probably wasn’t even a foul. “Ashley Young has a yellow card and three points and we have no points and one less player to pick from for the next game. “(It) might have cost us a point that might keep us up. (We) need to get some momentum behind a straight red for a dive.” And Ferdinand accepts there is no easy solution. “It’s weird,” he said. “It’s got to happen across Europe and the world, not just in our league. “You go into the Champions League and you have been told in the Premier League you are not meant to dive, then you get players from other countries who simulate. “As a defender, you don’t want people trying to con the referee, but if there is contact, the player has the right to go down. “It has become a part of our game that, as defenders, we are used to. “You have got to defend with your head and think how you are going to combat the forwards. “They are cute and know how to deal with this type of stuff. “It is such a difficult thing for referees to say someone dived or there was contact. Press Associationlast_img read more

Boyata pens new deal

first_imgManchester City defender Dedryck Boyata has signed a new two-year contract, the club have announced. The 23-year-old Belgian’s previous deal was due to expire this summer. Boyata has been with City since 2007 and can therefore be registered as a home-grown player in the Premier League and Champions League. That made retaining him an attractive proposition as the club look to stay within the quotas. Boyata was a regular in Manuel Pellegrini’s squads last season but made just six first-team appearances. Only one of them was in the Premier League with the rest in domestic cup competitions, which included a red card at Blackburn in the FA Cup third round. Boyata has twice been loaned out during his time with City, to Bolton in 2011-12 and FC Twente the following season. center_img Press Associationlast_img read more

Delay Tactic?

first_imgDisbelief and frustration were the expressions on the faces of former Bong Mining Company (BMC) workers when the payment of overdue severance benefits was postponed indefinitely.Most of the would-be beneficiaries are already in their 60s and 70s.The chairman of the former BMC employees’ Committee, Jaye J. Larblah, announced Wednesday, January 15, that the payment, which was to be done on the same day, was deferred owing to alleged discrepancy figures that made up the US$4m, discovered by the Finance Ministry on Tuesday.In a sad but heartening tone, Mr. Larblah assured the more than 100 ex-BMC employees present of BMC’s immediate collaboration with the Finance Ministry for speedy rectification of the situation.According to the records from August 1990, the ex-BMC workers numbered at least 1,804.“We are sorry to inform you that the payments of your justified severance benefits have been postponed. We will certainly inform you through the media and text messages about the new date,” Mr. Larblah said, carefully counting his words.Some of the aged and downhearted former BMC employees and their widows wept at the news, including Ma Karpeh, the widow of caterpillar operator John Karpeh, when the announcement was made.Mrs. Nowah Pannoh, the wife of the late Samuel Pannoh, burst into cynical laughter, while Ma Petto, the wife of a disabled former caterpillar operator, whimpered when the news of “hold your heart, payment will be later” was interpreted to her in Kpelle.Oldman Kanneh, 67 , sat quietly in a state  confusion and rested the palm of his hands on his head amid the news about the postponement.He told the Daily Observer that his only worry is that he does not meet his demise before the final distribution of the BMC’s severance benefits.“I have lot of things to settle, son. My old lady is not well. And I have to make some refunds on lands I sold before my children kill me,” he said, as tears set in his brown eyes.He exhaled heavily: “Ah God,” he lamented in his Kpelle vernacular, “nobody can tell the sadness of a big-toothed man.”Alfred Nah, a relative to one of the beneficiaries, said: “Transportation…..my son, from Gbarnga to Monrovia, we have been on this three months, taking photos and making sure our name is listed.”An instant survey conducted by our reporter showed that most of the ex-BMC workers and relatives who came did so with the expectation of getting their respective checks. Most of them are living in rural Liberia and had to pay the high cost of transportation only to be disappointed.But an official of the ex-BMC Committee, who spoke under the condition of anonymity, told the Daily Observer in a telephone conversation that the former BMC workers would begin collecting payment on Monday, January 20.He noted that the ex-BMC delegation had already corrected the discrepancy Tuesday but are expecting confirmation of the printing of checks and onward submission to the Liberia Bank for Development and Investment (LBDI) on Thursday.“We are on course for Monday, but maybe another thing may come up, so it is still indefinite until all the T’s are crossed and I’s are dotted,” the official said.The official, however, disclosed that they have resolved to pay those former employees of BMC who are still alive first and foremost, regardless of where their names fall on the list. All money for deceased employees will be paid later after a week of scrutiny to avoid further embarrassment.“Some of the deceased have more than one wife, while others have authorized another relative to collect their severance benefits. So, we have decided to stage a week-long verification process and then pay them.”The Liberian Government and ex-BMC workers signed an MOU for the payment US$4million of their US$8.9million to close a decade-long chapter in the case of the former Bong Mines Workers and those who illegally settled on the abandoned properties of the company.The deal, which brought the saga to a close, was signed at the Ministry of Finance on Wednesday, November 27, 2013, with J. J. Larblah, chairman of the former Bong Mining company employees End of Service Benefits Committee, signing on behalf of the former workers, and Finance Minister Amara Konneh signing on behalf of the government.The MOU signified the ex-BMC workers had waived the US$4.9 million to settle for US$4 million to end the long tussle between the government and the aged workers.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more